Calculate your South African take-home pay for 2025 with this free tool, updated for SARS latest tax rates. Enter your monthly income and number of medical aid dependents to see deductions for PAYE (progressive tax from 18% to 45%) and UIF (1%, capped at R177.12). We include medical aid tax credits R364 for the main member, R364 for the first dependent, and R246 for each extra to ensure accuracy. Whether you are an employee, freelancer, or small business owner, this calculator helps you plan your finances. Results show gross pay, taxes, and net pay in seconds. For more, check our tax guide.